Participant Accounts
In their own words — what participants have taken away.
We have gathered a selection of accounts from participants across our three programmes. They are neither curated for perfection nor edited for marketing purposes.
Back to Home400+
PARTICIPANTS SINCE 2017
4.7
AVERAGE PROGRAMME RATING
91%
RETURN FOR SECOND PROGRAMME
8
YEARS IN OPERATION
What Participants Say
Accounts from across our programmes.
Norzahra Zulkifli
Petaling Jaya · Mid-Life Money Foundations
I came in expecting something like a lecture series — I was pleasantly wrong. Ahmad spent the first session just understanding where each of us stood before touching any content. The written exercises between weeks were more useful than I expected; they forced me to actually look at our household numbers rather than keep them vague. My husband and I have since restructured how we split our KWSP contributions. That alone was worth it.
April 2025
Krishnamurthy Rajan
Subang Jaya · Retirement Pathway Mentorship
I had spoken to two financial planners before coming to Wangsa Suria and both conversations ended with a product recommendation within fifteen minutes. Roslinda never once suggested anything to buy. She spent three months helping me think clearly about what retirement actually means in my situation — the EPF numbers, yes, but also what I want to be doing and what that costs. Genuinely different from anything else I tried.
March 2025
Fatimah Harun
Kuala Lumpur · Family Legacy Workshop
Day 3 with the notary advisor was the most valuable thing I have done for my family in years. We had been putting off the wasiat conversation for nearly a decade because nobody could explain the interaction between faraid and our joint property clearly. Datin Kamariah and the notary walked us through it without making us feel foolish for not already knowing. The estate workbook is sitting on my desk and I have actually used it.
April 2025
Tan Chee Keong
Ampang · Mid-Life Money Foundations
I found it slightly slow in the middle weeks, if I am honest — I had some background from years ago and a couple of the sessions covered ground I was familiar with. But the one-to-one review at the end made up for that completely. Having an hour to work through my specific situation with Ahmad was worth the full programme fee on its own. I would still recommend it without hesitation, especially if you are coming in without much background.
March 2025
Maznah Yahya
Puchong · Retirement Pathway Mentorship
What I most needed was a sounding board who had no agenda. I have adult children who want me to invest in their businesses, a sister who keeps recommending her broker, and a workplace financial wellness programme that exists mainly to sell insurance. Roslinda had none of that. She listened, she asked careful questions, and she helped me arrive at conclusions that felt like mine rather than hers. Highly thoughtful process.
April 2025
Rajendran Nair
Shah Alam · Family Legacy Workshop
My wife and I attended together. We had done almost nothing about estate planning despite both being in our mid-fifties, mostly because every previous encounter with the topic had been either a legal firm trying to bill us or an insurance agent making it feel urgent. The workshop was four full days of substantive content without either of those pressures. The follow-up consultation eight weeks later helped us check we had actually done what we said we would.
May 2025
Case Studies
Three participant journeys, in detail.
CASE STUDY 01 · MID-LIFE MONEY FOUNDATIONS
A household with two incomes and no clear picture
THE SITUATION
A couple in their late forties, both working, with a combined income that felt adequate but a persistent sense that they were not making progress. Both EPF accounts were being contributed to but had never been properly projected. Debt across three financial instruments, none of which had been prioritised.
WHAT CHANGED
The first two sessions helped them map cash flow together for the first time in their marriage. By week four, they had a clear picture of which debt to clear first and a simple savings architecture that redistributed RM 1,100 per month more effectively than before.
OUTCOME AT CLOSING
Both EPF accounts projected and reviewed. A five-year household financial plan documented. The closing one-to-one session used to address specific questions about their ASB accounts that had not been raised in the group. Left with clarity where there had been vagueness.
"We came in with a financial fog. We left with a map." — Programme participant
CASE STUDY 02 · RETIREMENT PATHWAY MENTORSHIP
A senior manager twelve years from intended retirement
THE SITUATION
A 53-year-old in a senior corporate role, intending to retire at 65. Solid EPF balance but no supplementary savings to speak of. Healthcare cover through employer only — with no plan for what happens after employment ends. Had not thought through the actual cost of retirement in meaningful terms.
WHAT CHANGED
Sessions 2 and 3 modelled three different retirement scenarios using current EPF projections. The gap between the expected EPF payout and a realistic retirement budget — accounting for healthcare and housing — became visible for the first time. Sessions 4 and 5 focused on bridging options that fitted his specific employment and tax situation.
OUTCOME AT CLOSING
A documented retirement framework with three scenarios and associated savings targets. A Takaful healthcare policy review initiated. Supplementary savings account opened and funded. Participant described the process as the first time he had felt that retirement was something he was preparing for rather than approaching passively.
"I had the numbers before. I just had never looked at them clearly." — Mentorship participant
CASE STUDY 03 · FAMILY LEGACY AND ESTATE WORKSHOP
A couple who had deferred estate planning for fifteen years
THE SITUATION
A Muslim couple in their late fifties, with property, investments, and adult children from previous marriages. They had put off the estate conversation repeatedly, partly because the faraid calculation for a blended family felt complicated and partly because the family dynamics made the conversation feel loaded.
WHAT CHANGED
Day 3 with the notary advisor was the turning point. The interaction between their joint property nominations, the faraid distribution, and a wasiat for non-faraid assets was mapped out clearly. The estate workbook gave both a structured way to record decisions and revisit them later with their adult children.
OUTCOME AT CLOSING
Wasiat drafted and signed within six weeks of the workshop. EPF nominations updated. A family conversation about the estate — the one they had been putting off — was held using the workbook as a structure. Eight-week follow-up used to address questions that arose from that family meeting.
"We finally had the conversation. The workshop gave us the vocabulary and the nerve." — Workshop participant
Find Us
Contact and visit details.
TELEPHONE
+60 3-2783 4691ADDRESS
142 Jalan Bukit Bintang55100 Kuala Lumpur
OFFICE HOURS
Mon–Fri: 9am–6pm
Saturday: 9am–1pm
Sunday: Closed
Credentials
Professional recognition and membership.
FIMM Education Partner
Recognised continuing education provider for financial practitioners in Malaysia.
RFP-Certified Facilitators
All financial education staff hold Registered Financial Planner designation.
PDPA Compliant
Full Personal Data Protection Act 2010 compliance across all programmes and data handling.
Adult Learning Network
Member since 2019 with peer review participation for programme methodology.
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